The Veterinary Ireland Pension Scheme is most competitive, most transparent and most flexible Personal Pension Plan available on the market for Vets.
Costs
There are two charges under the scheme.
Entry charge
The entry charge is 1.5%. If you pay in €100 then the walkaway value of your fund tomorrow will be € 98.50
The Annual Management Charge
The annual management charge is inclusive of the fund managers charge. The amount of this charge depends on the fund you choose to invest in. The options and charges are:
| Fund Manager | Fund | Risk Profile | Annual charge % |
| AIB Investment Managers |
Managed Fund | Medium |
1.08 |
| Total Equity Fund | Higher |
1.00 |
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| Bank of Ireland Asset Manager |
Consensus Managed | Medium |
0.975 |
| Managed Fund | Medium | 1.20 | |
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| Eagle Star (Zurich) |
Balanced | Medium | 1.055 |
| Performance | Higher | 1.055 | |
| Dynamic | Higher | 1.055 | |
| 5*5 Global | Higher | 1.15 | |
| European (Ex UK) Property | Higher | 1.15 | |
| International Equity | Higher | 1.055 | |
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| Friends First |
Managed | Medium | 1.00 |
| Consensus Managed | Medium | 1.00 | |
| International Equity | Higher | 1.055 | |
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| Hibernian/Aviva |
Bond Fund | Higher | 1.00 |
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| Irish Life Investment Managers |
Active Managed | Medium | 1.10 |
| 50/50 Equity | Higher | 1.00 | |
| Index Global Equity | Higher | 0.90 | |
| Consensus Managed | Medium | 0.90 | |
| Cash | Low | 0.75 | |
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| KBC |
Innovator | Medium | 1.20 |
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| Merrion Investment Managers |
Global Equity | Higher | 1.00 |
| Managed | Medium | 0.90 | |
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| Setanta |
Global Equity Fund | Higher | 0.975 |
| Managed | Medium | 1.00 | |
| Cash | Low | 0.90 | |
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| Standard Life |
Global Equity | Higher | 1.10 |
| Managed | Medium | 1.10 | |
| Property Fund | Higher | 1.10 | |
| With Profit Fund | Medium | 1.10 | |
